Terms and Conditions

Terms and Conditions

Terms and Conditions


By using the Website you're fully accepting the terms, conditions and disclaimers contained in this notice. Should you not accept these Terms and Conditions you should immediately discontinue using the Website. Your access to and use of the website ("the Website") is subject to agreement of the Terms and Conditions. You won't use the Website for virtually any purpose that's unlawful or prohibited by these Stipulations.

We reserve the right to:

Alter these Terms and Conditions at any time without prior notice, and your continued use of the Website following any changes will be deemed to be your agreement of any changes.

Alter or remove (temporarily or permanently) the Website or some part of it without prior notice and you confirm that individuals shall not be liable to you personally for any such change or removal


STANDARDSANDFREEDOM.INFO are not a credit broker and for that reason, we WOn't provide financing right to you. Our service is such that upon conclusion of your application form, we'll introduce you to a panel of financing suppliers who may have the capacity to assist with your application for finance. By submitting an application you will end up giving your permission for all of us to coordinate with your application with one of the Lenders or Suppliers on Our panel. It's very important to understand that we shall only forward your application to your Finance or Lender Supplier that has looked at Your application and accepted it as one they consider there is a superb chance they are able to provide You with financing or pertinent services.

Any examples of quantities accessible to borrow, terms (repayment periods) or rates stated on the Financial Institution or Supplier Websites are only given as an example concerning the product. These examples are said to provide a comprehension of the products available to you. As the loan or financial service is not provided by us directly to You We are not able to command the examples contained on the Website. Please also be aware that as we are not a lender, we have no control over some of the decision making in relation to your application.

Before any decision or offer is made, the Lender/Finance Provider will carry out some tests on you; this can sometimes include carrying out credit checks on your current and preceding history.

The Website can include links to third party websites which are controlled and maintained by other people. Any link to other websites accessible is not an endorsement of such websites and you acknowledge and agree that individuals aren't accountable for the content or availability of these sites.

In using the Website you agree you will access the content solely for the private, non-business related use. None of the content might be downloaded, copied, reproduced, transmitted, stored, sold or distributed without the prior written permission of the website owner. This excludes the downloading, copying or printing of pages of the Website for personal, non-business related residence use.

All intellectual property rights, copyright or brands utilized in the Website and its content including without limitation the design, text, graphics and all software and source codes connected together with the Website are owned by STANDARDSANDFREEDOM.INFO>


We cannot guarantee the Finance or Lender Supplier who accepts your application will authorise to fund your application. This might be a result of a number of reasons including technology issue problems or because advice supplied throughout the program is not correct. We will never be responsible for just about any loss which you might incur by applying this website unless we never have acted in accordance with one of these Stipulations, been negligent or otherwise required by UK law. In case You do not make use of this web site in accordance with one of these stipulations or we're made conscious that you're using this form fraudulently, We, reserve the right to claim from you any reasonable costs that individuals may incur in taking actions to stop you using the form and recover any monies owed as an effect of Your activities.

Use of the Website can be governed by our privacy policy that is incorporated into these conditions and terms.

Cookies are used by the Website. Cookies are small text files that are created by an internet server and saved on your personal computer when you go to a web site. The Website uses cookies for the following functions: to record data that is analytics.

In case you intend to opt-out of our putting cookies on your personal computer, please correct your internet browser's settings to restrict cookies as comprehensive in your internet browser's help menu. You may even desire to delete cookies which have recently been set. For instructions on how to try it, please consult your internet browser's help menu.




Conditions and these Terms will be governed by and construed in compliance with the law of Wales and England and you hereby submit to the exclusive jurisdiction of the English courts.


We try our hardest to make every effort to ensure that the service you receive from this website is excellent; nevertheless, we understand that sometimes things may not fully work to your expectations. In case you would like to produce a formal complaint, please email us your concerns to STANDARDSANDFREEDOM.INFO or instead you can send your grievance in writing to Blue Pearl Finance Limited, Blue Square House, 272 Bath Street, Glasgow G2 4JR

We shall aim to reply your criticism as soon as possible but sometimes it might take somewhat more to carry out our investigations from when your first complained to us, and in these cases, we'll issue our final reply within eight weeks. If for just about any reason we're not able to conclude our investigation through this time or you're unhappy with our final response. You'll be capable of refer your complaint to the Financial Ombudsman Service (FOS).

If you have contacted us first to be given the choice in order to put matters right for you, the FOS will only deal with your complaint. So please contact us so we can see if we might assist you to.

Financial Ombudsman Service (FOS)

In the event you would like your criticism to be considered by the FOS, you have to send your complaint within 6 months of the date of our final response. Their contact details are:

South Quay Plaza


E14 9SR

Phone: 0300 1239 123.


  • Advice concerning the service are found on the Financial Ombudsman web site: